Copyright (C) 1998-2003 LDJ Trust

Permission is granted to any individual or institution to use, copy, and distribute documents from this web site (, provided that the notice

Copyright (C) 1998-2003 LDJ Trust

appears prominently in all copies. All other rights are reserved.

All information on this site is provided "as is" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose.

In no event will the copyright holder, or any other party affiliated with this site, be liable for damages, including any general, special, incidental or consequential damages arising out of the use, or inability to use, the information.

All trademarks used in this website are the property of their respective owners.

LDJ Trust